Federal Student Aid
- FAFSA在 October 1 each year. Please visit studentaid.gov ，并确保NMT的校规(002654) is added. We strongly encourage students to have the FAFSA on file and all unsatisfied 要求在Banweb完成 March 1 以便在有限的资助项目中得到考虑
- Students who have not yet been admitted can still complete the FAFSA; however, please note that an award cannot be made until the student has been admitted
- Once the FAFSA has been completed, NMT Financial Aid will review the student's information 以确定是否需要任何其他文件. 我们通常会开始发电子邮件 在11月中下旬就未达到的要求向学生提出申请. If the student has unsatisfied requirements, it is recommended to submit items as soon as possible, 但不迟于3月1日优先考虑.
- Typically, NMT Financial Aid will begin making awards around mid-March; students will receive an email notification once awards are ready to view in Banweb.
- If the student wishes to utilize Federal Direct Student Loans, and is a first-time loan borrower, Loan Entrance Counseling and a Master Promissory Note must also be completed at studentaid.gov 在资金可以支付之前
- Students who wish to apply for federal student aid must complete a new FAFSA each academic year
- 令人满意的学业进展 must be maintained by each student in order to maintain eligibility for any financial 援助计划(助学金、勤工俭学、贷款).
Federal and State Grants
| GRANT | DEADLINE | NOTES |
|---|---|---|
| Federal Pell Grant | None |
The Pell Grant is a need-based federal 不需要偿还的补助金. Students 必须每年完成FAFSA以确定资格. Amounts can vary each year. The amount a student is awarded depends on: Expected Family Contribution (EFC) from the FAFSA, cost of attendance (varies at each school), enrollment status, and whether or not the student plans to attend for the full academic year. 有关佩尔助学金的详细信息可在以下网站找到: |
| 联邦补充教育机会补助金(FSEOG) | March 1, 2023 |
The 联邦补充教育机会补助金(FSEOG) is a need-based federal 不需要偿还的补助金. This is a limited funding program; it is strongly recommended that students complete the FAFSA as soon after October 1 as possible, but no later than the priority 截止日期(3月1日)，以便被考虑. The student must be eligible for the Pell Grant; beyond that, students who have exceptional need and who have the FAFSA and all other required documents (if applicable) on file 在3月1日之前，将被考虑申请这项资助. 有关FSEOG的详细资料，请参阅: |
| 新墨西哥州激励补助金 | March 1, 2023 |
The 新墨西哥州激励补助金 is a need-based state grant that does not need to be repaid. This is a limited funding program; it is strongly recommended that students complete the FAFSA as soon after October 1 as possible, but no later than the priority 截止日期(3月1日)，以便被考虑. 学生必须符合资格 Pell Grant and be a NM resident; beyond that, students who have exceptional need and who have the FAFSA and all other required documents (if applicable) on file by March 第1名将被考虑获得这项资助. Detailed information regarding the NM Incentive Grant can be found at: |
Work-Study
The federal and state work-study programs provide funding for part-time jobs for undergraduate and graduate students with financial need (a small amount of state work-study is also available for students who do not demonstrate financial need), allowing them to earn 帮助支付教育费用的钱. 勤工俭学不同于其他经济方式 aid; it will never pay directly to a student's account. 相反，学生将得到 每隔一周支付他们工作时间的工资. 学生必须完成FAFSA by the priority deadline (March 1) 为了能考虑勤工俭学. 勤工俭学是一个资金有限的项目; 资金将以先到先得的方式发放.
If a student has work-study as part of their award and would like to utilize it, the 应完成以下步骤:
- 在Banweb获得勤工俭学奖
- 通过就业服务网站在校园找工作 Handshake portal or by contacting a department directly to see if they are hiring
- Once hired for a position, the student will need to come to the Financial Aid Office 才能完成一个工作授权
- 学生每两周按工作时间支付工资
Please review the 学生就业手册 了解更多关于校园工作的信息.
Federal Student Loans
Perkins Loan - Principal and interest are deferred while student 至少有一半的时间注册. 利率被锁定在5%. See Note 1 below .
联邦补贴斯塔福德贷款 Principal is deferred and interest is paid (subsidized) by government while student 至少有一半的时间注册. Interest is locked at 3.76%的贷款已支付 或者在7/1/16之后和7/1/17之前. See Note 1 below.
联邦无补贴斯塔福德贷款 当学生至少有一半的时间入学时，校长将被推迟. Interest accrues 当学生在学校的时候. Interest is locked at 3.本科生占76%，5.31% for graduates for loans disbursed on 或者在7/1/16之后和7/1/17之前.See Note 1 below
联邦本科生家长贷款(PLUS) - Repayment of principal and interest begins immediately after loan is fully disbursed. Interest is locked at 6.2016年7月1日或之后及2017年7月1日之前发放的贷款为31%. See Note 1 below.
| LOAN TYPE | NOTES |
|---|---|
| 联邦直接(斯塔福德)补贴贷款 |
Federal Direct Loans are considered self-help aid, as the student must repay the loan with interest. 联邦政府为补贴贷款支付利息 这个学生至少上了半天课. 学生可获得补贴贷款 with financial need, not to exceed the student's financial need or the annual limit (see table below). 七月当日或之后发放的直接贷款利率 2022年7月1日，2023年7月1日之前 4.99%. Detailed information regarding Federal Direct Loans can be found at: |
| 联邦直接(斯塔福德)无补贴贷款 |
Federal Direct Loans are considered self-help aid, as the student must repay the loan with interest. 无补贴贷款从发放之日起开始计息 are disbursed. 无论学生的经济状况如何，都可以获得无补贴贷款 需要时，不得超过年度限额(见下表). 七月当日或之后发放的直接贷款利率 1, 2022, and before July 1, 2023 is 4.99% 本科生及 6.54% for graduate students. Detailed information regarding Federal Direct Loans can be found at: |
| Parent PLUS Loan |
The Federal Direct PLUS Loan Program allows parents of undergraduate students to borrow 不超过学费(减去其他经济资助). 先申请家长PLUS贷款 在2022年7月1日或之后以及2023年7月1日之前支付 7.54%. In order to apply for a Parent PLUS loan, the student must have a completed FAFSA 存档，父母必须填写一份 PLUS申请，信用检查，和主本票. Detailed information regarding Federal Direct PLUS Loans can be found at: |
| Direct Loan Disclosure |
Annual Loan Limits
自费本科生
| Classification | Base Amount (SUB/UNSUB) |
Additional Loan (UNSUB) |
Total |
|---|---|---|---|
| Freshman | $3,500 | $2,000 | $5,500 |
| Sophomore | $4,500 | $2,000 | $6,500 |
| Junior | $5,500 | $2,000 | $7,500 |
| Senior | $5,500 | $2,000 | $7,500 |
Independent Undergraduate Students and 自费本科生 Whose Parents Cannot Borrow PLUS
| Classification | Base Amount (SUB/UNSUB) |
Additional Loan (UNSUB) |
Total |
|---|---|---|---|
| Freshman | $3,500 | $6,000 | $9,500 |
| Sophomore | $4,500 | $6,000 | $10,500 |
| Junior | $5,500 | $7,000 | $12,500 |
| Senior | $5,500 | $7,000 | $12,500 |
Notes
Note 1: 令人满意的学业进展 must be maintained by each student in order to maintain eligibility for any financial 援助计划(助学金、勤工俭学、贷款).
Note 2: A student may borrow no more than the annual limit shown for his/her combined 有补贴和无补贴的斯塔福德贷款.
Note 3: Additional loan amounts may be available to independent students and to student 谁的父母不符合“家长PLUS”贷款计划的资格.
FAFSA是联邦学生援助的免费申请. ag亚游集团App下载的第四章 联邦财政援助申请代码是002654.
**截止日期代表风险日期. 在这些日期之后申请的学生可能会发现他们 are eligible, but may not be awarded certain types of aid due to limited funding.
还款资料
If you have borrowed student loans to assist in financing your education, the Financial 援助办公室鼓励你定期访问 国家学生贷款数据库系统 查看您的贷款历史和贷方信息. 也请花点时间 回顾下面的资源，以帮助计划还款. You can contact our office at any time so that we can review your options, and answer any questions you may have regarding repayment.
联邦学生贷款偿还信息 The Department of Education's overview of basic loan repayment information
联邦学生贷款偿还指南 A detailed guide explaining federal student loan repayment information, options, and timeframes
联邦学生贷款偿还清单 一个方便的工具，让您跟踪贷款偿还过程
Loan Repayment Estimator We recommend using this estimator before deciding to take out loans, and during your time as a student, so that you fully understand the implications of each additional loan that you take out. 估算器允许您查看不同的还款计划 每个计划的选择和支付金额
Trouble Making Payments? This page will guide you as to your options if you are confused about or unable to make loan payments.
视频:负责任的借贷
视频:还款——期待什么
Contact Financial Aid
Office Hours: 新办公时间，直至另行通知星期一至星期五上午8时至下午4时
Location: 菲德尔中心二楼. Bear left at the top of the stairs; we are just past the Cashier's Office
Mailing Address:
新墨西哥技术-财政援助
801 Leroy Place
Socorro, NM 87801
Phone: 575-835-5333
Fax: 575-835-6519